We will assist you in obtaining a bank loan in Spain.
Fischer Prime specializes in working with non-resident clients who want to buy property in Mallorca. We offer a full range of services, including mortgage brokerage and property management. Our specialists will assist you in opening a bank account in Spain and obtaining the best mortgage loan possible.
First, we need to assess if your mortgage application is potentially viable. Fischer Prime will happily do that for and absolutely free of charge. All you have to do, is send us all the necessary documentation. After we have reviewed your pre-application, we will get back to you within 72 hours and let you know you whether you can apply for a mortgage or not. Only if your mortgage application is viable, we will advise you to start gathering all the necessary documentation, for your mortgage loan application process. This is one of the advantages and main differences when working with Fischer Prime : we sign the collaboration agreement and start working only after a positive report on your credit situation. All documents must be translated into Spanish by an official translator. The application consideration period is usually 4-6 weeks. The bank’s decision is based on: the amount of the down-payment that the client is willing to pay, the amount of wages, a stable high level of income.
prepare all the necessary documentation for the funds transfer into your Spanish bank account;
prepare a package of documents needed to correctly file for a mortgage application;
send your mortgage application to the leading banks of Spain;
based on your desires, we will offer you the 3 best options for a mortgage lending in Spain at the moment;
represent your interests when concluding agreements on mortgage lending (contratos de prestamos hipotecarios);
Tailored service backed up by the strength of a wide branch network of Spanish lenders. Our specialist have an in-depth knowledge of housing market in Mallorca. We never compromise on speed of service or efficiency.We have unlimited access to the mortgage market and we are specialists for residential purchase, remortgaging, first time buyers, buy-to-let mortgages, equity release and much more.
We work efficiently and quickly on your behalf, understanding that time is often of the essence.We have developed an effective system of «bank-to-client» interaction. We specialise in working with non-resident clients wishing to purchase real estate in Mallorca, providing a full range of services, acting as mortgage brokers, tax advisors and solicitors .