First, we need to assess if your mortgage application is potentially viable. Fischer Prime will happily do that for and absolutely free of charge. All you have to do, is send us all the necessary documentation. After we have reviewed your pre-application, we will get back to you within 72 hours and let you know you whether you can apply for a mortgage or not. Only if your mortgage application is viable, we will advise you to start gathering all the necessary documentation, for your mortgage loan application process. This is one of the advantages and main differences when working with Fischer Prime : we sign the collaboration agreement and start working only after a positive report on your credit situation. All documents must be translated into Spanish by an official translator. The application consideration period is usually 4-6 weeks. The bank’s decision is based on: the amount of the down-payment that the client is willing to pay, the amount of wages, a stable high level of income.

• open a bank account in the Spanish bank;

• prepare all the necessary documentation for the funds transfer into your Spanish bank account;

• prepare a package of documents needed to correctly file for a mortgage application;

• send your mortgage application to the leading banks of Spain;
  based on your desires, we will offer you the 3 best options for a mortgage lending in Spain at the moment;

• represent your interests when concluding agreements on mortgage lending (contratos de prestamos hipotecarios);